PAST BACKGROUND
Tax Experience
• 22 years of tax-free retirement planning experience
• Attended over 10 tax workshops
• Sold 18 million premium converting 401(k)s and IRAs to tax-free income
Fiduciary Responsibility
• 45 years of applied fiduciary experience
• 5 years of being appointed with security license
• No complaints in 22 years with Department of Insurance California





