“You worked hard, you saved your money, now let us show you how
to maintain your lifestyle.”
John L. Hradesky, P.E., M.S
Founder of Tax-Free Retirement Specialists.
John is a specializes in legal tax strategies and advanced insurance concepts. He is a licensed financial and insurance agent. John defines himself as a tax strategist because his focus is based on forward thinking strategies which is opposite of a CPA who looks backwards over the past year. He emphasizes paying taxes on the seeds (similar to that of a farmer) and not on the harvest. His specialties separate him from other CPAs, financial planners and insurance agents in the same way a brain surgeon separates his specialty to that of family doctors. The level of education and experience is what allows them to be elevated in their field of expertise.
John provides clients with safety of principal which means no risks, guaranteed income for life, and tax-free income for life. In addition, he converts IRAs and 401(k)s to tax-free income without paying out-of-pocket for taxes, when feasible. These strategies provide tax-free income that has the potential to have double digit yields. In addition to developing customized plans for retirement with the latest cutting-edge strategies, he hosts informational workshops that are open to the public and educates via multimedia content and through his website.
John has also shared his substantial experience as a contributor to “Remarkable Retirement,” a financial textbook, subtitled ‘Conversations with America’s Leading Retirement Experts and Financial Advisors’ published in 2017. Through his chapter on tax-free retirement and his client-related experience, John offers strategies for mitigating common retirement mistakes such as running out of funds, losing money in the stock market, paying too much taxes, failing to compensate for inflation and unreimbursed medical care for long term care services.
John has been in the financial services business for 19 years. In addition, he has founded the National Summit Group, a consulting and training firm for manufacturing and service firms for 23 years. His clients won the Malcom Baldridge National Quality Award twice, Boeing’s Presidential Award, Hewett Packard’s Most Improved Supplier and Outstanding Supplier Award, Sharp’s Most Improved Supplier and eight other awards.
John was nominated for Entrepreneur of the Year for Orange County, California in 1990. He was nominated by Ernst & Young, Merrill Lynch and Inc. Magazine.
John graduated as an Industrial Engineer from the University of Pittsburgh and graduated with a Master’s Degree in Applied Statistics from Rochester Institute of Technology. He was President of Alpha Pi Mu, an Honorary Industrial Engineer Fraternity and a Distinguished Military Graduate.
His prior years were spent working for General Motors, Eastman Kodak, Xerox, American Hospital Supply and Johnson & Johnson from engineer to Vice President of Manufacturing.
He served in the US Army as a Company Commander and Prosecutor in Summary Court Marshals. He is a Vietnam Veteran.
Meet John: Your Tax-Free Retirement Specialist
With decades of experience in tax and financial planning, John [Last Name] is the driving force behind Tax-Free Retirement Specialists. He is committed to helping individuals and businesses achieve long-term financial security through tailored tax-saving strategies.
Who is John?
- Certified Financial Planner: John holds a CFP designation, ensuring expert knowledge in retirement and financial planning.
- Tax Strategy Expert: With years of experience, John specializes in reducing tax liabilities for both individuals and businesses.
- Industry Leader: Having worked with countless clients, John has a proven track record of delivering measurable financial benefits through innovative tax strategies.
Why Choose John?
- Personalized Approach: John takes the time to understand your unique financial situation and tailors strategies that fit your goals.
- Proven Success: Hundreds of clients have benefited from his advice on tax-free retirement plans, 401(k) and IRA conversions, and business tax reduction.
- Commitment to Education: John hosts seminars and workshops to educate clients about maximizing their financial potential through tax-saving strategies.
Areas of Expertise
- Tax-Free Retirement Planning: John helps individuals convert taxable accounts, such as 401(k)s and IRAs, into tax-free income streams for retirement.
- Cost Segregation for Commercial Property Owners: John assists building owners in accelerating depreciation to increase cash flow and reduce tax burdens.
- Business Tax Minimization: John works with business owners to reduce taxes through legal deductions and credits that provide long-term savings.
Contact John
Ready to start planning your tax-free future? Reach out to John for a consultation and get started on your journey toward financial freedom.
Education, Memberships & Service
B.S. in Industrial Engineering the University of Pittsburgh.
M.S. in Applied Statistics, at Rochester Institute of Technology.
Company Commander and Prosecutor for Summary Court Marshals – U.S. Army, Vietnam Veteran.
As an author of a wide range of articles regarding productivity and quality, and as a frequent speaker at professional societies. He has been a guest speaker at Dr. Deming’s seminar, and was frequently a panel member with Dr. Deming at Deming User Groups. Mr. Hradesky is also a member of the American Society of Quality Control.
Publications
The author of the “The TOTAL QUALITY MANAGEMENT HANDBOOK”, published by McGraw Hill in 1995, best selling book in it’s category. This book is the new benchmark for Total Quality Management implementation.
Author of the “PRODUCTIVITY & QUALITY IMPROVEMENT” textbook published by McGraw Hill in 1986, and a best selling book in it’s category. This book is the practical guide to the implementation of Statistical Process Control.
John was also a contributing author for the “Remarkable Retirement book.” He wrote exclusively on the topic of tax-free retirement.
As a frequent speaker at professional societies, he has been a guest speaker at Dr. Deming’s seminars, and was frequently a panel member with Dr. Deming at Deming User Groups. Mr. Hradesky is also a member of the American Society of Quality Control.