RETIREMENT STRATEGIES
Retirement Income For Life
The strategy to mitigate this risk is to follow the Rule of 100. The formula is 100 minus your age and that equals the amount that should be at risk. When one reaches 60 or more, depending on your investment risk, some investors place 100% of their money in safe positions. It is a myth that the stock market is the best vehicle for growth.
Mr. Hradesky’s approach involves creating a plan that provides guaranteed income for Essential Living Needs, including medical care, food, a home, and transportation. Once guaranteed income for life covering both spouses has been achieved, then excess assets can be comfortably positioned in safe vehicles to be utilized to grow the portfolio. These vehicles offer sign-up bonuses and have multipliers that provide 175% credit for every dollar earned from index accounts. For example, if the vehicle earned $10,000 based on the index methodology, the account would be credited $17,500.
Strategy without planning is the slowest route to victory.
Planning without strategy is the noise before defeat. – Sun Tsu
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Learn and plan for uncertainty
Learn about costly retirement pitfalls posed by today’s economy and how you can plan to retire with confidence.
Money for Life Roadmap
Learn safe money strategies to maximize spendable income and protect money from market downturns.

Retirement today is fundamentally different from previous generations. As of 2024, more than
11,000 Americans turn 65 every day, and the retiree population is expected to exceed 80 million by
2040. These changes bring unique challenges, from managing rising healthcare costs to dealing
with market volatility and longer life expectancies.

Thank you for selecting this guide as a trusted resource in your retirement planning journey. At
SafeMoney.com, we understand the importance of financial security, especially in an ever-changing
economic landscape. This guide has been thoughtfully crafted to provide you with up-to-date,
practical insights into annuities and their role in achieving a stable retirement.
Tax-Free Income Secure Your Financial Future
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