After accepting John’s recommendations to become knowledgeable in Fixed Indexed Annuities, I was educated to make financial decisions and the outcome is that I now have a financial life of certainty, no anxiety and the income keeps rolling in. In fact, it is beyond my expectation that the account value has not decreased. John’s recommendations have met my needs and expectations. I have turned my attitude around 180 degrees regarding Fixed Indexed Annuities. I changed from a naysayer to an advocate, thanks to John’s persistence and guidance.