I lost my job a couple of years ago. I had always contributed to my retirement plan, so I had quite a lot in that account, but I really had no idea of how to use that money. Then along came John Hradesky. Since I was not accepted by long term care insurance providers, he found an annuity for me that will really help cover the cost should I need long term care. Then John found that I could convert part of my regular IRA to a Roth and get a bonus from another annuity that will cover the cost of the income tax I have to pay on the Roth conversion. I have always found John to be very helpful and accessible. I am happy that I met him and have him on my side.