John L. Hradesky,
P.E., M.S.
We specialize in retirement with three goals in mind: financial peace of mind, ensuring your money lasts your lifetime, and keeping it tax-free. We build customized retirement plans designed around your personal objectives — so you can enjoy retirement as your second childhood, without parental supervision.
Schedule a Consultation →Who is John?
John specializes in legal tax strategies and advanced insurance concepts. As a licensed financial and insurance agent, he defines himself as a forward-thinking tax strategist — the opposite of a CPA who reviews the past year. His philosophy: pay taxes on the seeds, not the harvest.
His specialties separate him from other financial planners the same way a brain surgeon is distinct from a family doctor — through a higher level of education, focus, and experience.
Certified Financial Planner: Holds a CFP designation ensuring expert knowledge in retirement and financial planning.
Tax Strategy Expert: Years of experience reducing tax liabilities for individuals and businesses alike.
Industry Leader: A proven track record of delivering measurable financial results through innovative, forward-looking strategies.
What John Provides
John provides clients with safety of principal — no risks, guaranteed income for life, and tax-free income for life. He converts IRAs and 401(k)s to tax-free income without out-of-pocket tax costs, when feasible, using strategies with the potential for double-digit yields. He also hosts public workshops and produces multimedia content to help clients educate themselves at every stage.
Author & Contributor
John contributed to "Remarkable Retirement" — Conversations with America's Leading Retirement Experts and Financial Advisors (2017). His chapter on tax-free retirement addresses common retirement mistakes: running out of funds, stock market losses, excessive taxation, inflation, and unreimbursed long-term care costs.
Areas of Expertise
Tax-Free Retirement Planning
Converting taxable accounts like 401(k)s and IRAs into guaranteed, tax-free income streams so you retire without worrying about future tax burdens.
Cost Segregation for Property Owners
Helping commercial building owners accelerate depreciation to enhance cash flow and meaningfully reduce tax burdens.
Business Tax Minimization
Working with business owners to reduce taxes through legal deductions, credits, and structures that deliver long-term savings.
Professional Experience
Financial Services
Providing tax-free retirement planning, IRA and 401(k) conversions, and guaranteed income strategies for individuals and families across the country.
National Summit Group — Founder
Founded and led a consulting and training firm serving manufacturing and service companies. Clients earned the Malcolm Baldridge National Quality Award twice, Boeing's Presidential Award, HP's Most Improved Supplier, and eight additional industry awards.
Entrepreneur of the Year — Orange County, CA
Nominated by Ernst & Young, Merrill Lynch, and Inc. Magazine for outstanding entrepreneurial achievement.
Engineer to VP of Manufacturing
Advanced from Engineer to Vice President of Manufacturing across leading corporations.
Education & Military Service
- Industrial Engineer — University of Pittsburgh
- Master's in Applied Statistics — Rochester Institute of Technology
- President, Alpha Pi Mu — Honorary Industrial Engineering Fraternity
- Distinguished Military Graduate
- US Army — Company Commander & Prosecutor in Summary Court Marshals
- Vietnam Veteran
Why Choose John?
Personalized Approach
John understands that every financial situation is unique. He takes time to tailor strategies that align precisely with your goals.
Proven Results
Hundreds of clients have benefited from his tax-free retirement plans, IRA conversions, and business tax reduction strategies.
Commitment to Education
John hosts seminars and workshops so clients feel informed and confident at every step of their financial journey.
Ready to Start Your Tax-Free Future?
Contact John today for a no-obligation consultation and take the first step toward financial freedom.
Contact John →
Welcome from our Founder
John L. Hradesky
Thank you for visiting our website. We are dedicated to providing you a world-class client service and an exceptional experience working with us. We hope to meet you soon to help you be tax-free, anxiety-free, and have peace of mind in your retirement. John is a licensed financial insurance professional. Looking for expert guidance on tax-free retirement and financial planning? Our services help you secure a financially stable future.
Education, Memberships & Service
Education & Academic Background
- B.S. in Industrial Engineering — University of Pittsburgh
- M.S. in Applied Statistics — Rochester Institute of Technology
- Company Commander and Prosecutor for Summary Court Marshals — U.S. Army, Vietnam Veteran
- Member of the American Society of Quality Control
- Author of wide range of articles regarding productivity and quality
- Frequent speaker at professional societies
Publications
Frequent Speaker & Panel Member
As a frequent speaker at professional societies, John has been a guest speaker at Dr. Deming's seminars, and was frequently a panel member with Dr. Deming at Deming User Groups.
He has authored a wide range of articles regarding productivity and quality, and continues to share his expertise as a member of the American Society of Quality Control.
